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DISCLAIMER: The information provided on this website or associated services are neither replacement of professional “investment adviser” nor it claims to be a substitute of “financial planning”. We strongly advise you to take consulting from SEBI recognized “investment adviser” before deciding what percentage of your asset can be exposed to equity market. Advice received via this web site or our services should not be relied upon for personal, medical, legal or financial decisions. All such information, software, products, services and related graphics are provided “AS IS” without warranty of any kind. In no event shall Swapnaja Sharma be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including without limitation, damages for loss of use , data or profits, arising out of or in any way connected with the use or performance of this website, with the delay or inability to use this website, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through this website , or otherwise arising out of the use of this website, whether based on contract, tort, strict liability or otherwise, even if Swapnaja Sharma has been advised of the possibility of damages. If you are dissatisfied with any portion of this website, or with any of these terms of use, your sole and exclusive remedy is to discontinue using this website and associated services. Stock market is subject to market risk. Please read the associated document carefully or take help from SEBI recognized professionals to understand the finer points & details of the various financial products.